For Polish-owned UK businesses
Card machines for Polish-owned UK businesses.
A Polish-speaking card machine for a UK business is any UK-licensed card terminal (SumUp UK, Zettle by PayPal UK, Square UK, Worldpay UK, Dojo, takepayments) used by a UK-registered Ltd, sole trader or partnership whose owner does business in Polish. SumUp UK is the only major UK acquirer with a Polish-language helpdesk and Polish web onboarding; the rest accept Visa and Mastercard issued in Poland but do not yet support BLIK in-store. Kartapay compares all six on price and contract terms in Polish at /pl/terminale-platnicze-uk/ and onboards you in Polish without a panel of brokers.
If you run a UK Ltd, sole trader or partnership and your first business language is Polish, you should not have to read 8 pages of English fee tables to choose a card machine. We compare every UK-licensed acquirer and walk you through it in Polish.
What Polish UK SMEs typically ask
Across the last twelve months of enquiries from Polish-owned UK businesses, three questions come up on almost every call:
- "Can I get a card machine without a monthly fee?" Yes. SumUp and Zettle UK are pay-as-you-go (no contract, no rental). Worldpay and takepayments require monthly rental and a multi-year contract. Comparison and PL-language breakdown: Terminale bez umowy i bez opłaty miesięcznej.
- "Can my customers pay with BLIK or a Polish card?" All UK acquirers accept Visa and Mastercard issued in Poland. BLIK is not yet supported in-store in the UK by any major acquirer, but Apple Pay and Google Pay work for cards added in Poland. We mark this explicitly on every product page.
- "Is the support in Polish?" SumUp has Polish-language helpdesk and Polish web onboarding. Most others do not. We tell you which ones do, and we sit in the call with you if you want.
The UK-licensed acquirers we compare
Every provider on Kartapay is UK-licensed by the FCA or works with a UK-licensed acquirer. We do not list Polish-domestic providers like polcard.pl or PayTel because they do not legally settle into UK Ltd bank accounts.
- SumUp UK , pay-as-you-go, Polish helpdesk, ideal for small businesses and market traders.
- Zettle by PayPal UK , pay-as-you-go, English-only support, good if you already use PayPal.
- Square UK , pay-as-you-go plus optional rental, English-only.
- Worldpay UK , contract-based, English-only support, lower per-transaction fees at higher volumes.
- takepayments , contract-based, English-only, traditional acquirer model.
- Dojo , contract-based, next-day settlement, English-only.
Full PL-language head-to-head: Operatorzy płatności w UK.
What happens after you submit the form
You write to us in Polish or English. We reply in the same language within one working day. We do not pass your details to a panel of brokers. We introduce you to one UK-licensed acquirer that fits your business size and trade type. The acquirer handles the contract and onboarding. Kartapay stays available for any follow-up question in Polish.